Your days of enjoying lemon drops have finally caught up with you! Your daily treat has caused cavities and now you need some fillings. Dr. Louis Olberding, your dentist in Lincoln, has explained the process and benefits of getting a filling made with tooth colored composite resin. You want to receive the best treatment for your health, however your dental insurance only covers metal fillings. What should you do?
How Does Dental Insurance Work?
Most traditional dental plans have a yearly maximum they will pay for dental treatment. Typically most preventative services are covered, while treatment procedures are covered at a percentage. The patient is responsible for the remainder of the treatment fee that is not covered by insurance. While insurance is helpful in defraying the cost of dental treatment, patients should not count on their treatment procedures being fully covered.
Our Commitment to you
Dr. Olberding believes in providing his patients with the highest quality dentistry that will benefit both their oral health and overall health and well being. This means not compromising or cutting corners on the materials he uses for restorations. Unfortunately, this does not always coincide with what dental insurance is willing to cover.
For example, most dental insurances will not pay the full percentage of coverage for composite fillings, even though this is standard for care among most dentists today. Composite fillings are durable, aesthetically pleasing, and require less of your tooth structure to be removed at placement, which is a benefit to your tooth.
Dr. Olberding diagnoses treatment with a conservative approach and integrity, so you can always rest assured that what he recommends is truly what’s needed to protect and benefit your oral health. We never want your insurance to dictate the dental care you deserve, so we’re happy to work with you to ensure that you get the quality care you need.
Our friendly staff is on hand to help you understand your insurance coverage, and we work with Care Credit for patients who are interested in utilizing affordable monthly payments for their treatment. We believe there is always a way for our patients to receive the dental care they deserve.
Contact Olberding Dental
Give our office a call today to discuss your insurance benefits and your options. We’ll be happy to schedule your next appointment for you!